Josephine Chu of J.C. financial received twelve more 5 star reviews this week on Stik.com, which gave her the rank as the #1 mortgage broker in California. Here are some excerpts of the reviews received this past week:
1. Josephine is capable, efficient and a great pleasure to work with. The service she provided was simply awesome. She was able to secured a hassle-free loan for my home which no other broker was able to come close. Since then, I’ve referred several friends to her that she also get great loans for. I highly recommend Josephine.
2. I initially found Josephine through my local mothers group and her reviews on Yelp… We have a foreclosure on our records and knew that FHA was probably our only option. I approached Josephine, the mortgage broker referred by our realtor and a well known mortgage broker in town with our situation and reviewed all of their responses. It quickly became clear that Josephine was the only one who knew what she was talking about in regards to FHA loans and our tricky situation. Josephine informed us that we needed to be at least 3 years out from our foreclosure and that the FHA rules would be changing soon and that the change could have a large financial impact for us. The other brokers knew nothing of the impending change in FHA rules and didn’t seem to take much of an interest in our situation. Josephine took the ball and ran from my very first inquiry email, quickly doing the leg work and letting us know all of our options. It was a no brainer to ask Josephine to join our te am and help us buy a house.
I recommend Josephine every time someone is looking for any type of mortgage help. Josephine is very smart and methodical. She will explore any and all avenues so you can get the best deal.
3. I was referred to Josephine Chu through the sales office of KB Homes. I can tell you that she kicked butt on my home loan. I had the most amazing outcome. She was very attentive and kept me abreast on all of the phases of home loan process. I will be refinancing in the near future and will definitely go back to Josephine to make it happen. She really deserves 10 stars on the quality of work and commitment to her clients.
4. A friend of ours recommended Josephine. She evaluated the opportunity for us to refinance (we had refinanced already only a few months prior) and actually gave us an honest answer – we were right on the line in terms of the amount of effort we’d have to put in versus the dollar benefit we’d get. We went for it, and found Josephine to be a prompt, clear communicator. She got us a great rate. And she was just … on it. She got the refinance done so quickly and so thoroughly. She made the folks that did our prior refinance look like turtles. I’d recommend Josephine to others and would go back to her myself should we ever have the opportunity to refinance again.
5. Josephine was very professional and saved me a lot of money, I had no idea how much I was wasting on my previous loan, she explained my options and and we selected what was best for me, She is very knowledgeable and can definitely pick the right loan at the best rate for you.
I plan on do more business with her in the future. I would highly recommend her.
6. We were introduced to Josephine by our real estate broker when we’ve found our dream home. Josephine helped us smoothly navigate through all hurdles and supported us throughout the closing. We were impressed with her professionalism so that when rates became attractive for refinancing there was no question whom will ask – Josephine. And again, her energy and dedication to the highest quality of service to her clients brought us the best rate possible. We highly recommend Josephine and, if there will come an occasion, will use her service again and again.
7. Josephine is very helpful, responsive, and so easy to work with. She helped us refinance our home. The whole process was very smooth and resulted in saving us some money each month. We instantly referred her to our parents and she did the refinance on their house as well. We knew Josephine from a friend and will definitely recommend her if anyone need a broker.
8. Josephine is an exceptional broker. She and I have closed many transactions together and her professionalism stands out. She is not only dedicated to her clients but takes exceptional care and ownership of the loan transaction to ensure a smooth closing. If you are thinking of buying a home or refinancing an existing home be sure to reach out to Josephine, you will be taken care of”
9. Last year after my husband passed away, I refinanced my home to lower my monthly house payment. She so easy to work with and always response to any of my questions in a very timely manner.
I would give Josephine the highest recommendation possible. She is 100% the best.
10. Josephine has great bedside manner and is attentive to detail. She’s an excellent communicator, always responsive to my requests. Service matters and Josephine understands that the little things go a long way for her clients
11. I know Josephine through my friend, and I got a great deal on my mortgage. She is responsible and works efficiently. She responses questions quickly and in details via email and phone. I always refer Josephine as the broker to my friends
12. I was referred to Josephine, from a friend, who had previously used Josephine to help him with refinancing his home mortgage. I have used Josephine twice to refinance my home mortgage and both occasions have been great. Josephine qualities that stand out for me are that she is very personable, responsive to your concerns,looks out for your interest, efficient, accessible, and knowledgeable.I would not hesitate to use Josephine again.
See these reviews and others here: http://www.stik.com/chu_josephine
To speak with Josephine Chu directly contact:
JOSEPHINE CHU
Office: 553-5987,
Cell: 925-788-3928
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