Pacific Funding Group, in the wake of this week’s government shutdown, has gone through great lengths to ensure that buyers and homeowners are still protected and that business is minimally effected.
Through conversations with our investors, we’ve negotiated policies that will continue to streamline our government loans – FHA and VA, etc. – and not slow down our conventional files due to delayed 4506 audit results and SSA-89 (Social Security) verification.
With “non-essential” government entities shut-down it is possible these crucial pieces of the mortgage puzzle – 4506 audit results and SSA-89 (Social Security) verification – will not exist until the government is back up and running. This will only, and has already, caused delays for many lenders.
However, Pacific Funding Group has been given the green light to submit our files without the required 4506 IRS audit results, as well as the required SSA-89 (Social Security) verification, to ensure that buyer’s and existing homeowner’s files are not held up.
This means no delayed closings, no blown locks, and no extra headaches or delays. These proactive measures cannot be guaranteed by any other local lender as every lender, both local and nationwide, is required to perform the tasks of obtaining both the 4506 IRS audit results, as well as their SSA-89 (Social Security) verification, before submitting a loan.
Please don’t think twice to call me if you wish to discuss the above so that you understand the stability and strength in the lender you’ve chosen to assist during these unstable times.
Jack Reininga
(925) 626-4617
http://pfgbayarea.com/jack-reininga
“Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.”
He brings 10 years of experience as a mortgage advisor and more than 20 years of experience in commercial and residential real estate in the San Francisco Bay Area. He holds a bachelors of science degree in economics from the University of Utah.
Reininga specializes in high-quality, fully documented conforming, jumbo, FHA and VA loans and has worked with experienced homeowners in both refinance and purchase transactions as well as serving first-time homebuyers.
“I don’t work inside a narrow box and we have a wide variety of loan programs to meet my customer’s needs at the most competitive rates in the industry. I also get to work alongside a team of highly experienced professionals from processing to underwriting…it’s great to be able to say that,” Reininga said.
To contact him, please call (925) 270-4738 or email jreininga@mmcdcorp.com.
Mason-McDuffie Mortgage is a privately held, mortgage banking firm headquartered in San Ramon. Its name dates to 1887 in the Bay Area real estate industry. For corporate information, please see www.mmcdcorp.com.
- Jack Reininga Joins Mason-McDuffie Mortgage Corporation - June 26, 2014
- Pacific Funding Group Streamlines Loans to Avoid Delays During Governmental Uncertainty - October 4, 2013
- FHA Back to Work: Extenuating Circumstances Program - September 20, 2013
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