Jack received a Bachelor of Science in Economics from the University of Utah and has over 20 years of commercial and residential real estate experience in the San Francisco Bay Area. He joined Pacific Funding Group in 2012. “I was enjoying my career very much, but the downturn in real estate severely limited my ability to tailor funding products to customer’s needs,” says Jack. “It was very frustrating both professionally and personally. I knew there were still products out there that could help, but because of company focus and new regulations, I wasn’t able to do the job for clients that my training, experience and passion had always let me. That’s why I joined Pacific Funding.”
Pacific Funding Group has built its business and brand around the idea of offering the broadest range of lending products and programs available from a single source. As such, they can offer more alternatives for a wider variety client types and needs.
“The business model at Pacific Funding is what actually gives me the ability to offer more specialized, high quality, and fully documented Conforming, Jumbo, FHA and VA loan programs for both first time homebuyers as well as sophisticated homeowners,” says Jack. Pacific Funding Group’s parent company, Golden Empire Mortgage, is one of the largest privately owned direct lenders in the State of California, funding over $1.5 Billion per year and has one of the most extensive investor lists of any mortgage banking company in the industry and is backed by in-house and corporate support staffs. That formula enables both the shortest turn-times and the widest range of specialized products.
“I don’t work inside a narrow box,” notes Jack. “We have a wide, and I mean “wide” variety of loan programs to meet my customer’s needs at the most competitive rates in the industry. I also get to work alongside a team of highly experienced professionals from processing to underwriting… it’s nice to be able to say that.”
Pacific Funding Group also has the rare advantage of being able to originate loans through its own banking platform as well as through multiple broker relationships. That huge library of options gives the greatest opportunity to meet the specific needs of individual customers under changing and dynamic market conditions. “What I find most rewarding in my field is the ability to make a difference in people’s lives,” declares Jack. “Being able to help my customers meet their financial needs and build their wealth through homeownership has always been a big inspiration for me. It’s great to be passionate about your job; there’s a tremendous sense of accomplishment in helping a family meet their financial goals or purchase their new dream home!”
HomeFolio is excited to welcome Jack Reininga to our elite group of marketing partners. You can reach Jack at: